네이버 여행 서비스를 이용해 주신 여러분께 감사드리며, 더 좋은 서비스로 보답할 수 있도록 노력하겠습니다.
(1) Consideration with the dollar volume on the confined goal financial institution's community progress loans and community development investments that reward or provide the power-centered evaluation place; and
If a military services lender delineates your complete United States and its territories as its sole facility-based evaluation area pursuant to § 228.sixteen(d), the Board evaluates the financial institution completely with the institution amount dependant on its general performance in its sole facility-dependent assessment area.
The Board may look at a lender's Group improvement loans, Local community growth investments, and Group development solutions offered beyond its facility-dependent assessment locations, as offered With this section.
(4) Are supplied to men and women at a office in which virtually all staff members are very low- or reasonable-profits, dependant on U.S. Bureau of Labor Data facts for the normal wage for staff in that exact occupation or business;
In case the Board receives a public remark after the near day of the bank's CRA assessment, It's going to be regarded in connection with the bank's subsequent CRA assessment.
usually means a lender's loans in a single of the following, independent classes in a specific Retail Lending Examination Place:
(B) For every of the bank's facility-based mostly evaluation areas inside a nonmetropolitan place, the Nonmetropolitan Nationwide Community Growth Financing Benchmark measures the greenback volume of Local community growth loans and community progress investments that reward or provide nonmetropolitan areas inside the nationwide spot for all big depository establishments when compared with deposits situated in nonmetropolitan places during the nationwide region for all huge depository institutions.
The Bank Nationwide Local community Growth Financing Metric steps the dollar quantity with the bank's Group progress loans and Neighborhood development investments that profit or serve all or Section of the nationwide location when compared with deposits inside the lender located in the nationwide place, calculated pursuant to paragraph II.j of appendix B to this element.
The Board evaluates The provision and responsiveness of the financial institution's digital delivery systems as well as other delivery systems, including to low- and average-profits people today, family members, or households in the establishment stage by taking into consideration:
(5) Are provided to pupils or their click here families by way of a faculty at which virtually all students qualify totally free or decreased-selling price foods under the U.S. Section of Agriculture's Countrywide School Lunch Software;
The Multistate MSA Community Enhancement Financing Benchmark steps the dollar quantity of community enhancement loans and Neighborhood development investments that gain or serve a multistate MSA for all significant depository institutions as compared to deposits situated in the multistate MSA for all massive depository establishments, calculated pursuant to paragraph II.h of appendix B to this part.
Jobs to revitalize or stabilize a qualified census tract that include the two industrial and residential elements qualify as revitalization or stabilization pursuits underneath this paragraph (e)(two), if:
A substantial bank must obtain and retain in electronic form, as prescribed via the Board, until eventually completion on the bank's next CRA assessment during which the data are evaluated, the subsequent knowledge with respect to retail banking services and retail banking solutions supplied and furnished by the bank during Just about every calendar year: